Business Consulting Money Back Guarantee

  • Here's the deal: You send me what goals you want to hit within a 10 hour work contract and I will send back what I think I can guarantee deliver, we sign on it, and I begin work. If I don't hit the goals I promised in those 10 hours (assuming your full cooperation, doing your homework etc.), then money back. Yes, it's a crazy offer but I stand behind my work and have made this offer before and delivered. What makes it less crazy is that I will not promise you changing your whole world in 10 hours. I will assess what I think I can realistically pull off in 10 hours and then deliver it. It's a simple, honest, guarantee.

Retreat Payment & Return Policy

  • All payments in any amount are non-refundable; the only exception being death or incapacitating illness with medical documentation and up to the discretion of Kate Opashinov

  • Participants may cancel but do not qualify for and will not receive any refund

  • Each participant’s safety is ultimately their own responsibility and Kate is in no liable

  • Participants are responsible for their own air travel and ground travel to and from the hotel

  • Participants are responsible for their own health and travelling on the trip so it is required for participants to purchase traveller's and health insurance, and remember to bring your passport and any necessary documents and photocopies of them in case of any unfortunate incident. Failure to do any of this resulting in missing the retreat is not grounds for a partial or full refund, but the full responsibility of the attendee.

  • All meals except three are the responsibility of the participant

  • For a complete list of inclusions and exclusions, see retreat page

  • If Kate has to cancel the retreat due to illness, emergency, or any other critical factors (change in the country or airline service etc.) she will refund 100% of all your fees AND you get to keep your free session if you qualified for the Triple Bonus package, however, Kate is not responsible for your airline ticket fees or any other expenses incurred. For this reason, we strongly recommend that all retreat participants buy refundable airplane tickets and traveller's insurance including medical and trip interruption and cancellation insurance.

  • All payments must be done by etransfer to qualify for the bonuses listed on the retreat page. Payment by credit card is possible, if you pay the retreat fee plus the credit card fee incurred to be arranged with Kate or her assistant. If you would like to pay in installments, only two installments will be possible and only with a contract that legally binds you to paying both installments whether you attend or not, whether you wish to cancel or not, with no refund or partial payment possible no matter what, and paid in full before the retreat with a deadline determined by Kate and agreed upon by both attendee and Kate before the first payment and made part of the contract.

IC Workshop Payment & Return Policies

  • Life Program online full series workshops can only be refunded in full before the student is sent their login and password minus a $50 administrative fee, and can only be refunded 50% off up to the first module.

  • In the event of student misconduct (class disruptiveness, abusiveness, conflicts with fellow students or facilitator, missed payments, anything that undermines the learning environment for fellow students, etc.) Kate Opashinov reserves the right to refuse classes/ services without refunding any fees paid. However, in the spirit of fairness, a written email warning will first be given to the student to have a chance to turn things around.

  • If any workshop has to be cancelled due to under-enrollment, facilitator illness, or any miscellaneous emergency on IC's or the facilitator's part, all registration fees will be returned to registrants 100% within two weeks of the cancellation.